In view of the preceding, the question is whether or not the proposed reforms in the 2013 https://en.wikipedia.org/wiki/UGG Pension Bill under consideration will successfully erase the lapses observed in the 2004 Act, so that workers can rest assured that after retirement their welfare and vital needs will be adequately provided for, from their monthly/quarterly pension payments, so that they maintain some semblance of dignity in their lifestyle for the rest of their lifetimes?In reality, if PENCOM effectively regulates the sector with prompt and severe sanctions for infractions, pension contributions should be invested in safe instruments with relatively steady yields.
Save up a lump sumAnother alternative is to save up the money necessary to pay off your overdraft debt, then pay it all off in one lump sum. This will most suit those who have an interest free overdraft or an overdraft at a low rate of interest, because you can save up the money while your account remains in the red, without being charged a huge amount of interest on the debt. If you are paying a high interest rate on your overdraft it may be more worthwhile for you to move your debt elsewhere rather than leaving it to accrue interest while you save up the necessary funds.
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